BASHIR, BABA KURA; MUHAMMAD, TIJJANI. FACTORS INFLUENCING THE ADOPTION OF MOBILE FINANCIAL SERVICES IN ENHANCING FINANCIAL INCLUSION: USING STRUCTURAL EQUATION MODELING FOR THE DECISION-MAKING APPROACH. Innovare Journal of Social Sciences, [S. l.], v. 11, n. 2, p. 19–27, 2023. DOI: 10.22159/ijss.2023.v11i2.47349. Disponível em: https://www.journals.innovareacademics.in/index.php/ijss/article/view/47349. Acesso em: 11 dec. 2025.